Do you feel like you are constantly looking for a way to improve your life but feel that your financial situation is limiting you?

Did you know that even people with “good” salaries can easily end up in financial distress if they don’t know how to handle their money?

I’m here to show you exactly how to set goals and provide you with the tools to achieve them, no matter your financial situation today!

There are many people who underestimate the importance of saving money or how to manage their debt in order to avoid bad credit scores.

Forget about stress and free your time up in order to achieve more goals while you continuously move forward in life. 

I am here to help you succeed in all your goal, by helping you set them and helping design a plan unique to your circumstances to reach them. 

Manage your Financial House

What are your financial goals? Are you in your 20s or 50s?  Are you confident with your financial position or do you want to know more? 

If that is the case, than call me on 0410 44 55 86.

Anyone who wants to improve their self-confidence and get more from life, is welcome. Financial coaching will help you progress in your life’s ambitions by helping you do what you want when you want it.

If you are in your 20s, you probably have many plans for your future -studying, travelling, getting married, having a family and buying first house. It shows that this is just about the time to start organising your financial life.  

The best point to start is budgeting, savings, debt management and banking, as this area of my expertise aims to get you in control of your money to help you achieve your goals.

This package includes a series of personalized consulting meetings to address and define:

  • Your life goals
  • Review of your current financial position 
  • Setting a budget based on your goals
  • Clean up your financial situation to set you on the right path to reach your life goals
  • Setting up a savings plan

Are you wondering what it all of this entails? 

Budgeting

Budgeting is the process of creating a plan to spend your money. The creation of a spending plan allows you to determine in advance whether you will have enough money to do the things you need to do or would like to do. 

Following a budget or spending plan will keep you out of debt and also allow you to write down some short-term attainable goals.

The benefits of a budgeting and spending plan are:

  • Frees up time
  • Eliminates stress
  • Achieves your goals
  • Gives greater control of your money
  • Improves relationships
  • Reduces guilt

In other words, this is a tool to plan and monitor income and expenses. 

It will help you identify wasteful expenditures and do quick adjustments, as your financial situation changes over time.

Savings

Because no one knows what will happen in the future, money should be saved to pay for unexpected events or emergencies.

Methods of saving include putting money aside in a deposit account, accumulating or investing money directly in capital equipment, paying off a home mortgage, or indirectly through purchasing securities.

Setting a savings goal for yourself can be very exciting. You may want to save for a home deposit, car, holiday or wedding. Gradually progressing in this plan will increase your confidence in money management.

The benefit of savings are numerous.

The most important thing, savings will teach you is financial discipline. You will be ready for the unexpected situation in your life.

It will help you manage your investment risk better and correct your past financial mistakes.  

If you set up your account with the banking institution, start saving early and continue this period of time, you can earn more interest. 

Debt Consolidation

Poor management of personal finance is one of the ways in which people get into debt. 

The only way to develop good financial management is through financial education.

I am aware of how difficult it is to resist temptation and do effective budgeting to meet all financial obligations.

To make it possible, you must keep priorities, such as paying your mortgage, utilities, and credit cards.

People can often get trapped in debt because of continuing late payments or missing payments completely. These errors can result in fines, fees, penalties and penalty interest.

The purpose of a debt consolidation is to pay out your existing debts, using the right strategy for you.

Banking

A bank is a financial institution licensed to receive deposits and make loans. Banks may also provide different types of financial services, such as:  accepting deposits, paying interest, clearing checks, making loans, and acting as an intermediary in financial arena. 

Locate your financial institution that offers ‘no fee’ savings or checking.

You need to remember that putting your money into a bank account doesn’t mean you can forget about it. It’s your money so you should make sure it is being looked after in the way you want.